Ryan Smith — built Cinch from scratch in NC.
Real estate investor, founder, and cash home buyer based in Cary, NC. Quoted as an expert source by Yahoo Finance, MSN, AOL, Morning Brew, GoBankingRates, and iHeart.
From single-family rentals to a full NC cash home buying operation.
Ryan started buying NC houses in 2021, working out of a Cary, NC office. The original goal was modest: build a small rental portfolio. The shift came when sellers started asking for cash closes that traditional real estate agents weren't equipped to handle — distressed sellers, inherited houses in probate, owners behind on mortgage, tired landlords with bad tenants.
By 2022, Cinch had bought enough houses to formalize the operation. By 2024, the team had hit 100 homes purchased. By 2026, Cinch has crossed 250+ houses, accumulated real Google reviews at 4.9 stars, achieved BBB A+ accreditation, and earned ongoing press coverage from Yahoo Finance, MSN, AOL, Morning Brew, GoBankingRates, and iHeart.
What kept Cinch local: Ryan still personally underwrites every offer. The team drives to every house. Every contract goes through one underwriting pass with the founder before it's signed. That's harder to scale — and it's the reason sellers consistently rate Cinch above the national franchises.
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Journalists, podcasters, and content writers — Ryan is available for quotes on NC real estate, cash home buying, foreclosure, probate, and related topics. Most quote requests are turned around in under 24 hours.