North Carolina homeowners — Cash offers available now. Average close: 14 days. Get your offer today(919) 751-6768
Cinch Home Buyers
Get My Cash Offer
End Buyer — We Close With Our Own Capital

Sell Your Investment Properties Direct to a Real Cash Buyer.

Single assets, bulk portfolios, wholesale assignments, unfinished rehabs, tenant-occupied rentals — we acquire investment properties across North Carolina with our own funds. No daisy chains. No re-trades. No financing contingencies. One call, one offer, one close.

200+ Properties Acquired
4.9-Star Seller Rating
Proof of Funds on Demand
Close in 7–21 Days
Passive Real Estate Investment — Secured by Real Property

Earn 8%+ Preferred Returns on Real Estate Rehab Projects.

Invest passively in North Carolina fix-and-flip projects. Your capital is secured by a second position lien on real property, with a 120-day liquidity option and monthly distributions. No tenants. No toilets. No 5-year lockups.

8% Target Return
$30K Minimum
120-Day Liquidity
Zero Defaults
★★★★★

"We closed in 11 days. No repairs, no showings, no wondering if the buyer's financing would fall through."

— Marcus T., Durham

Why Cinch

Execution You Can Verify

When you work with Cinch, you're working with a principal buyer — not a broker, not a wholesale operation, and not an intermediary shopping your deal to a buyer list. Ryan Smith has personally overseen the acquisition of over 200 investment properties across North Carolina, representing millions of dollars in closed transactions.

We provide proof of funds proactively, close on the dates we commit to, and maintain a re-trade rate under 3%. Our operational track record is verifiable, our capital is committed, and our underwriting is transparent. In an industry full of operators who overpromise and under-deliver, Cinch executes.

RS
Ryan SmithFounder, Cinch Home Buyers · Raleigh, NC
200+
Investment properties acquired across North Carolina
48hr
Average time from submission to firm written offer
$0
Fees, commissions, or closing costs charged to sellers
97%+
Close rate on accepted offers — cash, no contingencies
Verified & Trusted

Together with Our Industry Partners

"

We don't just make offers — we close them. In this market, the difference between a signed contract and a funded closing is everything. Our investors know that when Cinch signs, the deal is done.

Investor Capital Protection

Your Investment, Protected

Every dollar invested in the Cinch RE Rehab Fund is backed by multiple layers of real asset protection — not promises. Our conservative underwriting, combined with real property security, creates a risk-managed investment vehicle designed for capital preservation.

Past performance is not indicative of future results. All investment involves risk, including possible loss of principal. See Private Placement Memorandum for complete terms.

Second position lien recorded on every property
Properties acquired at 50-70% of After Repair Value
Personal guarantee from every borrower
Independent third-party appraisals on every deal
NC-licensed title attorney with title insurance protection
0%
Default rate across 200+ projects
6-Mo
Short-term loan commitment per project
120d
Liquidity option with no penalty
$100K+
Partner capital personally invested
Capital Commitment

Fully Capitalized. Fully Committed.

Unlike wholesale operators who depend on end buyers they haven't secured, Cinch maintains dedicated acquisition capital for investment property purchases across North Carolina. We do not assign your contract. We do not seek JV partners after making you an offer. Our funds are committed before we underwrite your deal.

This is why our close rate exceeds 97% on accepted offers. The capital is there. The operational infrastructure is there. The only variable is whether the deal works for both parties.

POF provided within 24 hours of initial contact
Bank verification letter available on request
Closing funds escrowed with NC-licensed title attorney
Wire transfer executed at closing table — no delays
Acquisitions Partner for NC Investors

Sell Your Investment Properties for Cash
in North Carolina

The math has changed for NC real estate investors. Cap rate compression, rising insurance premiums, escalating property taxes, and tenant management fatigue are squeezing margins across the state. Whether you hold a single rental, a scattered-site portfolio, or an unfinished flip — Cinch Home Buyers acquires investment properties directly with our own capital. No brokers, no listing fees, no months of vacancy while you wait for a retail buyer who can't close.

200+ Investment Properties Acquired Consolidated Offers in 48 Hours Zero Fees or Commissions
1

Submit Your Portfolio

Send us your property details — addresses, unit counts, rent rolls, current occupancy. Single assets or bulk packages. We accept submissions via form, email, or direct call. Takes 5 minutes.

2

Receive a Consolidated Offer

Our acquisitions team underwrites every asset based on in-place NOI, comparable sales, capital expenditure requirements, and current market conditions. You receive a firm, line-item offer within 48 hours — not a range, not a "subject to" number.

3

Close on Your Timeline

Accept the offer and choose your closing date — as fast as 7 days or structured around your 1031 exchange window, lease expirations, or capital deployment schedule. We handle title, closing coordination, and tenant transitions.

Why NC Investors Are Exiting to Cinch — And Netting More Than They Expected

North Carolina's investment property landscape has shifted. Insurance costs have increased 25–40% across the state over the past two years. Property tax reassessments in Wake, Mecklenburg, Guilford, and Cumberland counties are compressing net yields. Tenant turnover costs — especially in military markets like Fayetteville and Jacksonville — are eroding the NOI that made these assets attractive in the first place.

For many investors, the question is no longer "should I hold?" but "how do I exit efficiently without leaving money on the table?"

Listing investment properties on the MLS introduces complications that don't exist with owner-occupied sales: tenant coordination for showings, lease assignment negotiations, buyer financing that falls apart when lenders flag deferred maintenance, and months of carrying costs while units sit on the market. Wholesaling introduces daisy chains, re-trades, and assignment uncertainty.

Cinch eliminates all of that. We are the end buyer — capitalized, experienced, and ready to close. Our offer is the number you receive at closing. Period.

  • No agent commissions — save 5–6% on every asset
  • No repair requirements — we acquire as-is, even mid-rehab properties
  • No tenant displacement required — we close with tenants in place
  • No financing contingencies — cash closes don't fall through
  • No re-trades — our offer is our offer, backed by proof of funds

The NC Investor Exit Window

Interest rates have created an asymmetry in the market — cap rates haven't fully adjusted to the new cost of capital, which means current valuations still reflect the low-rate era. Investors who exit now capture peak pricing before the correction fully materializes. Meanwhile, insurance, property taxes, and maintenance costs continue to escalate. The spread between gross rents and true net operating income is narrowing every quarter. For portfolio holders carrying 10, 20, or 50+ doors, the compounding effect of these margin pressures is significant.

We Underwrite Like Investors, Because We Are Investors

Cinch Home Buyers isn't a wholesale operation flipping contracts to other buyers. We are a principal buyer that acquires, renovates, and manages investment properties across North Carolina. Ryan Smith, our founder, has personally underwritten and closed over 200 transactions. When you submit your portfolio, you're working directly with an acquisitions team that understands rent rolls, cap rates, CapEx reserves, and 1031 exchange timelines — not a call center reading a script.

Your Exit Strategy, Our Execution

The Right Solution for Every Investor Scenario

Whether you're liquidating a portfolio, exiting a failed rehab, or looking for a reliable assignment buyer — we have a structured acquisition path for your specific situation.

Your Trusted NC Acquisitions Partner

Why North Carolina Investors Choose Cinch Over Every Other Exit Option

We acquire investment properties across North Carolina — from single-asset SFR rentals to multi-property portfolios spanning multiple counties. Every investor gets transparent underwriting, proof of funds on demand, and a closing experience built for professionals who value certainty over speculation.

Or call our acquisitions desk: (919) 751-6768

End Buyer — No Daisy Chains, No Middlemen

We acquire with our own capital. There is no assignment, no JV partner approval, no "let me check with my buyer." When you receive an offer from Cinch, it is backed by funds we control. Proof of funds provided within 24 hours of initial contact. Our closing rate on accepted offers exceeds 97%.

Bulk Deal Capabilities

We have the operational capacity and capital reserves to acquire multiple properties in a single transaction. Whether it's 3 duplexes in Durham or 15 scattered-site SFRs across the Triangle, we underwrite each asset individually and present a consolidated offer. One contract, one closing date, one wire — eliminating the complexity of piecemeal liquidation.

Tenant-Occupied? No Problem.

We do not require vacant possession. We acquire properties with tenants in place — performing or non-performing, month-to-month or mid-lease. You are not required to evict, negotiate lease terminations, or coordinate move-outs. We assume the tenant situation at closing and handle all transitions. This is one of the most common friction points for investor exits, and we eliminate it completely.

1031 Exchange Friendly

We understand exchange timelines and structure our closings to accommodate them. Need to close within the 45-day identification window? Require a reverse exchange structure? We work directly with your qualified intermediary to ensure compliance with IRC Section 1031 requirements. Our flexibility on closing dates and our ability to close quickly makes us an ideal counterparty for exchange transactions.

As-Is Acquisition — Any Condition, Any Stage

Foundation issues, roof damage, mold, fire damage, unpermitted additions, deferred maintenance, mid-renovation — we acquire properties in any condition. We do not require repairs, inspections, or appraisals. Our underwriting team assesses condition during due diligence and factors all capital expenditure requirements into our offer. You sell it exactly as it sits today.

Transparent Underwriting — See Our Numbers

We don't send lowball offers and hope you're desperate enough to accept. Our offers are built on a transparent underwriting model: comparable sales data, in-place income analysis, estimated renovation scope, and target return requirements. We will walk you through our numbers so you understand exactly how we arrived at our offer. If the deal doesn't work for both sides, we'll tell you upfront — no games, no pressure.

No obligation. No pressure. Firm offer within 48 hours.

Trusted by NC Investors

See How We Acquire Investment Properties Across North Carolina

Real transactions, real closings, real capital. Watch how Cinch operates as a principal buyer — not a middleman.

Verified Transaction

I had 6 rental properties across Wake and Johnston counties that were bleeding me dry on maintenance. Cinch gave me a consolidated offer on all 6, closed in 19 days, and I rolled the proceeds into a 1031 exchange. No individual listings, no tenant drama, no agent commissions. One transaction, one check.

P
NC Portfolio Investor
Sold 6-property portfolio · Wake & Johnston Counties
How We Operate

We're the End Buyer.
No Assignment. No Re-Trade. No Middlemen.

Your contract is with Cinch, funded by our own capital, and closed by us — period.

01
Submit Your Property
Address, condition, your timeline. We run our own comp analysis on every deal — no Zillow, no waiting on a third-party underwriter.
02
Firm Offer in 48 Hours
No lowball opener designed to re-trade at inspection. The number in writing is the number we close at. Proof of funds provided same day.
03
Close on Your Schedule
7 days or 60 days — your call. We use our own capital and our own title partners. No lender approval, no contingencies, no last-minute surprises.
24hr
Proof of Funds
Zero
Re-Trades on Record
200+
NC Deals Closed

We Underwrite Every NC Submarket — Not Just the Primary Metros

Cinch Home Buyers has acquired investment properties in every major North Carolina market and dozens of secondary markets. From Class A suburban rentals in Cary and Apex to value-add duplexes in Durham's East End, from military housing portfolios near Fort Liberty to industrial-area SFRs in High Point and Burlington — we have direct transactional experience in every submarket we underwrite. Our offers aren't based on Zillow estimates; they're based on granular, comp-level analysis informed by hundreds of closed transactions.

Whether you're an out-of-state investor managing NC properties remotely, a local landlord ready to exit after 20 years, or a wholesaler looking for a reliable end buyer who can actually close — Cinch is your counterparty. We provide proof of funds within 24 hours of initial contact, and our closing track record speaks for itself.

Statewide Acquisition Coverage

Active investment property acquisitions across all major and secondary NC markets.

Primary Markets
Raleigh-DurhamCharlotte MetroFayetteville/Fort LibertyGreensboro-Winston-SalemWilmington
Secondary Markets
Cary / Apex / Holly SpringsSanford / Dunn / LillingtonHigh Point / BurlingtonJacksonville / Camp LejeuneLumberton / Southern PinesWake Forest / Fuquay-VarinaGoldsboro / KinstonHickory / Morganton
Compare Your Exit Options

The Smartest Way to Exit Your NC Investment Properties

See how selling directly to Cinch compares against listing your properties individually with an agent or assigning to another wholesale buyer. The numbers tell the story.

Best Exit Strategy

Sell Direct to Cinch

One buyer, one close, maximum certainty and net proceeds

Timeline to Close
7–21 days Your Choice
Close on your schedule — as fast as 7 days
Agent Commissions
$0 100% Saved
Keep every dollar — no commissions deducted
Repairs Required
None — as-is acquisition
We acquire in any condition, even mid-rehab
Tenant Coordination
None — tenants in place
We close with tenants in place — no displacement
Bulk / Portfolio
Consolidated offer
One offer on your entire portfolio
1031 Exchange
Fully accommodated
We coordinate directly with your QI
Certainty of Close
97%+ close rate Guaranteed
Cash. No contingencies. On accepted offers.
Proof of Funds
Within 24 hours
Provided within 24 hours of contact
Net Proceeds
Highest net Best Value
$0 fees, $0 carrying costs, guaranteed close
Traditional Method

List Each Property

Multiple agents, multiple timelines, uncertain outcomes

Timeline to Close
90–180+ days Per property
Each property listed and sold separately
Agent Commissions
💸 5–6% per property $15K–$18K on $300K
Paid to agents from your proceeds
Repairs Required
🔨 Yes — "show ready"
Must be "show ready" for MLS listing
Tenant Coordination
👥 Must vacate or find investor buyer
Limited buyer pool for tenant-occupied properties
Bulk / Portfolio
📄 No — sold separately
Each property listed and sold individually
1031 Exchange
📄 Complex
Staggered closings across multiple assets
Certainty of Close
📄 ~70% Financing risk
Deals fall through — financing, appraisals, inspections
Proof of Funds
📄 N/A — buyer provides
Buyer provides their own (if they qualify)
Net Proceeds
📄 Highest gross, but... 15–25% eroded
Commissions, repairs, carrying costs, and vacancy erode net
Common Alternative

Wholesale / Assign

Fast but unreliable — re-trades, daisy chains, failed closes

Timeline to Close
14–45 days If buyer closes
Timeline depends on end buyer actually closing
Agent Commissions
💸 $0
But assignment fee reduces your net proceeds
Repairs Required
🔨 None — but risk
End buyer may re-trade on condition findings
Tenant Coordination
👥 Varies
Many end buyers won't close with tenants in place
Bulk / Portfolio
📄 Rarely
Most wholesalers work single-asset deals
1031 Exchange
📄 Difficult
Assignment timing rarely aligns with exchange windows
Certainty of Close
📄 ~60% High risk
Re-trades, failed POF, daisy chain collapses
Proof of Funds
📄 Often delayed
Sourced from third parties, not always legitimate
Net Proceeds
📄 Lowest net Highest risk
Your price minus assignment fee, plus risk of collapse
Compare Your Options

How Cinch Stacks Up Against Other Investment Options

See how the Cinch RE Rehab Fund compares to the alternatives investors are actually considering.

Swipe to compare all options
Cinch Rehab Fund Preferred Choice Crowdfunding Fundrise / CrowdStreet Stock Market S&P 500 Savings / CD Traditional Banking
Target Return8%+ preferred8-12% target~10% historical avg4-5% APY
Minimum Investment$30,000$10 minimumAny amountAny amount
Time Commitment6-month commitment5+ year lockupNone (volatile)FDIC insured (up to $250K)
Liquidity120-day redemption (no penalty)Quarterly (with penalties)Same-day liquidityImmediate
SecurityReal property lienPooled fundNo collateralFederal insurance
Operator AccessDirect operator relationshipNo direct accessN/AN/A
Geographic FocusLocal NC focusNational / diversifiedGlobalN/A
Track Record200+ deals, 0% defaultVaries by platformLong-term avg onlyGuaranteed (up to limit)

Why Investors Choose Cinch

120-Day Liquidity

Unlike crowdfunding platforms that lock your money for 5+ years, access your capital after just 120 days with no penalty.

Real Property Security

Your investment is backed by actual NC real estate — not market sentiment, not a pooled fund, not a promise.

Direct Relationship

Know your operator personally. Visit project sites. Review underwriting. No faceless platform between you and your investment.

Or call us directly: (919) 751-6768

Comparison is for illustrative purposes only. Returns are targets, not guarantees. Past performance is not indicative of future results. Stock market returns based on historical S&P 500 average. Savings rates as of 2024. See PPM for complete terms.

Statewide Acquisition Coverage

We Acquire Investment Properties Across All of North Carolina

From the Triangle to the Triad, Charlotte to the Coast, Fayetteville to the Foothills — if you own investment property in North Carolina, we will make you a firm cash offer within 48 hours.

🌸NC Investment Market:Spring Season
Active Statewide Coverage
Raleigh
Primary Market
Active Market
RaleighActive
DurhamPrimary
CharlottePrimary
FayettevillePrimary
GreensboroPrimary
Winston-SalemPrimary
WilmingtonPrimary
CaryActive
ApexActive
Holly SpringsActive
Wake ForestActive
Fuquay-VarinaActive
SanfordActive
DunnActive
High PointActive
BurlingtonActive
LumbertonActive
Southern PinesActive
JacksonvilleActive
GoldsboroActive
HickoryActive
ConcordActive
GastoniaActive
(919) 751-6768
Statewide Investment Acquisitions

We Buy Investment Properties Across
North Carolina

Cinch Home Buyers is not limited to a single metro area. We actively acquire investment properties — SFR rentals, duplexes, multifamily, portfolios, wholesale assignments, and unfinished rehabs — in every major market and dozens of secondary markets across the state.

Triangle / Research Triangle
Raleigh, Durham, Cary, Apex, Holly Springs, Wake Forest, Fuquay-Varina, Garner, Clayton, Smithfield, Sanford, Pittsboro, Chapel Hill, Carrboro, Morrisville, Knightdale, Wendell, Zebulon — our highest acquisition volume region with deep submarket expertise in every neighborhood.
48hrFirm Offers
$0Fees to You
AnyCondition
Submit Triangle Portfolio →
Charlotte Metro
Charlotte, Concord, Gastonia, Huntersville, Mooresville, Kannapolis, Monroe, Indian Trail, Matthews, Mint Hill, Statesville. Active acquisitions across Mecklenburg, Cabarrus, Gaston, and Iredell counties.
Submit Charlotte Portfolio
Triad
Greensboro, Winston-Salem, High Point, Burlington, Thomasville, Lexington, Asheboro, Eden, Kernersville, Clemmons. Strong workforce housing and value-add acquisition opportunities.
Submit Triad Portfolio
Fayetteville / Sandhills
Fayetteville, Fort Liberty, Spring Lake, Hope Mills, Raeford, Southern Pines, Pinehurst, Dunn, Lillington, Lumberton, Laurinburg, Sanford. Military market expertise with high tenant turnover dynamics.
Submit Fayetteville Portfolio
Coastal NC
Wilmington, Jacksonville, Camp Lejeune Area, Goldsboro, Kinston, New Bern, Greenville, Rocky Mount, Wilson. Coastal and eastern NC investment properties with unique insurance and seasonal dynamics.
Submit Coastal Portfolio
Western / Foothills
Hickory, Morganton, Asheville, Hendersonville, Lenoir, Boone. Growing investor interest in western NC workforce housing and short-term rental conversion properties.
Submit Western NC Portfolio
Submit Your NC Investment Properties — Firm Offer in 48 Hours
Or call our acquisitions desk: (919) 751-6768
Get My Portfolio Offer →
200+ Properties Acquired Statewide
$0 Fees or Commissions
Proof of Funds in 24 Hours
97%+ Close Rate on Accepted Offers
Est. 2022
Ryan Smith, Founder of Cinch Home Buyers — Principal Buyer and NC Investment Property Acquisitions
Ryan Smith speaking at TREIA — Triangle Real Estate Investors Association
Meet The Founder

Ryan Smith — Investor, Operator, Principal Buyer

Cinch Home Buyers was built by an investor, for investors. Ryan Smith has personally underwritten, acquired, renovated, and managed over 200 investment properties across North Carolina. He understands rent rolls, cap rate analysis, CapEx budgeting, 1031 exchange logistics, and the operational realities of managing a real estate portfolio — because he does it every day.

When you submit your portfolio to Cinch, you're not working with a call center or a junior acquisitions coordinator. You're working with an operator who has direct transactional experience in every major NC submarket — Raleigh-Durham, Charlotte, Fayetteville, Greensboro, Wilmington, and dozens of secondary markets. Ryan personally reviews every portfolio submission and oversees underwriting on multi-property transactions.

This is not a wholesale operation that profits by flipping your contract to someone else. Cinch acquires, renovates, and holds investment properties with its own capital. When we make you an offer, it's backed by our balance sheet — not a buyer we haven't found yet.

As managing partner of the Cinch RE Rehab Fund, Ryan personally invests $100,000+ across active projects. Every deal is underwritten with operator skin in the game — aligning his interests directly with fund investors. With a historically zero default rate across 200+ properties, conservative underwriting discipline, and in-house project management, Ryan brings the same operational rigor to fund management that built Cinch's acquisition track record.

Raleigh, NC
200+ Acquisitions Closed
Principal Buyer (Own Capital)
Yahoo Finance Featured
BBB Accredited
$100K+ Personally Invested
Fund Manager
Zero Default History
Investing in NC Communities

Building Wealth, Building Communities

Every property Cinch acquires gets put back to productive use — renovated to modern standards, occupied by quality tenants, and contributing to neighborhood stability. Our acquisition activity directly supports NC's housing supply by rehabilitating properties that would otherwise sit vacant and deteriorate. We also maintain an active community fund, with a commitment to donate $275,000 to North Carolina charities by 2030.

When you sell your investment properties to Cinch, you're not just exiting a position — you're transferring those assets to an operator who will improve them and reinvest in the communities where they're located.

Cinch Home Buyers team investing in North Carolina communities through property rehabilitation
$14,732of $275,000 goal
Donated so farGoal by 2030
First Milestone ✓Local food banks & shelters
$10,000
Next Target →Youth housing programs
$25,000
2030 VisionFull community impact goal
$275,000
Sell Your Properties & Support NC Communities
Investor Testimonials

Trusted by Investors Across North Carolina

Hear from landlords, portfolio holders, and wholesalers who chose Cinch as their exit partner — real transactions, real outcomes.

Join hundreds of local families who sold the simple way.

Skip the showings, the repairs, and the uncertainty. Get a fair cash offer within 24 hours.

Or speak with our local team: (919) 751-6768

Investor Questions

Your Questions, Answered

Direct answers about selling investment properties to Cinch — from investors who have been exactly where you are.

Our acquisition process is built for investors — not retail homeowners. It follows three steps:

  1. 1Submit your portfolio. Send us property addresses, unit counts, rent rolls, and any relevant details via our form, email, or phone call. Takes about 5 minutes.
  2. 2Receive a firm, line-item offer within 48 hours. Our acquisitions team underwrites each property based on in-place income, comparable sales, estimated CapEx, and current market conditions. You receive a detailed offer — not a range, not a "subject to" figure.
  3. 3Close on your timeline. Accept the offer and choose your closing date — as fast as 7 days or structured around your 1031 exchange, lease expirations, or capital redeployment schedule.

No showings. No staging. No MLS. You deal directly with our acquisitions team from first call to wire transfer.

No. We acquire single assets and multi-property portfolios with equal priority. Whether you're selling one rental duplex or a 30-property scattered-site portfolio, you receive the same underwriting depth and the same direct access to our acquisitions team.

That said, we specialize in consolidated transactions. If you hold multiple properties, we can underwrite the entire package and present a single offer — saving you the complexity and cost of selling each property individually.

No. We acquire properties with tenants in place — performing or non-performing, month-to-month or mid-lease. You are not required to evict anyone, wait for lease expirations, or coordinate move-outs.

We assume the tenant situation at closing. For performing tenants, we honor existing leases. For non-performing situations, we have our own property management infrastructure to handle transitions.

This is one of the most significant advantages of selling to Cinch. Tenant coordination is the single biggest friction point in investor property dispositions — it adds months to your timeline and creates legal exposure. We eliminate it entirely.

Yes, and we do it frequently. We understand the IRC Section 1031 requirements — the 45-day identification period, the 180-day exchange period, and the need for precise closing coordination with your Qualified Intermediary (QI).

We structure our closings to align with your exchange timeline. If you need to close within a specific window, we can compress our process to meet your deadline. We also accommodate reverse exchange structures where you need to acquire replacement property before disposing of relinquished property.

Our flexibility on closing dates makes us an ideal counterparty for 1031 transactions. We can close in 7 days or 90 days — whatever your QI requires.

Yes — within 24 hours of initial contact. We provide a current bank statement or letter from our financial institution confirming available capital for your specific transaction size.

This is a critical differentiator. Many buyers in this market — particularly wholesalers and daisy-chain operators — cannot provide legitimate proof of funds because they don't have their own capital. They're relying on end buyers they haven't secured yet.

Cinch closes with our own funds. POF is standard, and we provide it proactively.

Yes. We are an active disposition partner for wholesalers across North Carolina. We buy A-to-B and B-to-C assignments, double closes, and direct wholesale contracts.

What we offer that most end buyers don't:

  • Same-day proof of funds
  • No re-trades after contract execution
  • Closing on the date we commit to
  • Repeat business — if you bring consistent deal flow, we prioritize your submissions

We've closed wholesale assignments with spreads ranging from $5,000 to $45,000+. If the numbers work, we close. Send us your deal.

Yes — 100%. A significant percentage of our acquisitions involve out-of-state sellers. The entire process is handled remotely:

  • DocuSign or authenticated electronic signatures for contracts
  • Virtual property walkthroughs (or our team inspects directly)
  • Mobile notary for closing documents at your location
  • Wire transfer for proceeds — directly to your account

You do not need to travel to North Carolina. We manage title, closing coordination, and any tenant transitions locally.

We acquire a wide range of residential and small commercial investment properties:

  • Single-family rental homes (SFR)
  • Duplexes, triplexes, and fourplexes
  • Small multifamily (5–20 units)
  • Scattered-site SFR portfolios
  • Unfinished rehab / flip projects (any stage)
  • Vacant land (case-by-case)
  • Tenant-occupied and vacant properties
  • Properties with liens, code violations, or title issues

We focus primarily on residential investment properties across North Carolina. For larger multifamily (20+ units) or commercial properties, contact us directly — we can discuss on a case-by-case basis.

Our underwriting model is transparent and data-driven. We evaluate:

  • Comparable sales within a tight geographic radius (sold in last 90 days)
  • In-place net operating income (rent roll minus operating expenses)
  • Estimated capital expenditure requirements (roof, HVAC, foundation, cosmetic)
  • Current market trajectory and absorption rates
  • Target return requirements for our acquisition model

We will walk you through our numbers if you want to see them. Our goal is a fair offer that reflects current market conditions — not a lowball designed to exploit urgency. If the deal doesn't pencil for both sides, we'll tell you directly rather than waste your time.

Typical timelines by portfolio size:

  • Single property: 7–14 days
  • 2–5 properties: 14–21 days
  • 6–15 properties: 21–30 days
  • 15+ properties: 30–45 days (depending on title complexity)

These timelines include our underwriting, title work, and closing coordination. We can compress these if your situation requires faster execution — particularly for 1031 exchange deadlines or other time-sensitive scenarios.

For comparison, listing a 10-property portfolio individually through agents typically takes 6–12 months to fully liquidate, with staggered closings, carrying costs, and failed deals along the way.

Our policy is straightforward: we do not re-trade on conditions that were disclosed or reasonably discoverable at the time of our offer. If you tell us the property needs a roof and has deferred maintenance, our offer already accounts for that.

The only scenario where we adjust is if material undisclosed conditions are discovered — for example, a foundation issue that wasn't visible, active environmental contamination, or a structural deficiency hidden behind walls. In those rare cases, we present the findings transparently and either adjust the number or release the contract. We don't use inspections as leverage to grind down your price.

Our re-trade rate is under 3% across all acquisitions.

Absolutely — and many investors use us exactly this way. Our offers are free, carry zero obligation, and have no expiration pressure.

Sophisticated investors regularly use our offer as a benchmark — a guaranteed floor price against which they evaluate listing, holding, or 1031 exchange alternatives. That's smart portfolio management, and we encourage it.

Request an offer, compare it against your alternatives, and make an informed decision. We won't pressure you.

The core differences:

  • Speed: We close in 7–21 days. Broker listings average 90–180+ days per property.
  • Cost: We charge zero commissions and zero fees. Brokers charge 4–6% plus closing costs.
  • Certainty: Our cash offer has no financing contingencies. Brokered deals fall through 25–30% of the time due to buyer financing, inspections, or appraisal gaps.
  • Tenant handling: We close with tenants in place. Brokered sales typically require vacant possession or investor-only buyer pools (which are smaller and less competitive).
  • Bulk capability: We acquire entire portfolios in one transaction. Brokers list and sell each property individually.
  • Net proceeds: After commissions, carrying costs, vacancy loss, and repair requirements, our net offer is often competitive with — or exceeds — what you'd realize through a traditional broker process.

If your properties are Class A, fully renovated, in desirable locations, and you have 6+ months of patience — a broker may net you more. For everything else, Cinch is the faster, more certain, and often more profitable exit.

Still have questions? Call our acquisitions desk: (919) 751-6768

NC Investors Served Since 2021 Offers in 24–48 Hours Zero Fees or Commissions
Investor FAQ

Common Questions About the Cinch RE Rehab Fund

Get answers to the most frequently asked questions from prospective investors.

Still have questions about investing?

Request your confidential investor package or call (919) 751-6768 to speak with our team.

This FAQ is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy securities. All investment involves risk, including possible loss of principal. Past performance is not indicative of future results. See Private Placement Memorandum for complete terms, risk factors, and legal disclosures.

Investment Property Acquisitions

We Acquire Investment Properties Across North Carolina

Cinch Home Buyers actively acquires single-family rentals, duplexes, multifamily properties, scattered-site portfolios, wholesale assignments, and unfinished rehab projects across every major North Carolina market. Whether you hold assets in the Triangle, the Triad, Charlotte Metro, the Sandhills, or the Coast — we have the capital, the operational infrastructure, and the submarket expertise to underwrite and close your deal.

Investment properties across North Carolina — Cinch Home Buyers statewide acquisitions

Our acquisitions team has direct transactional experience in every submarket we serve. We don't rely on county-wide averages or automated valuation models — our underwriting is built on hundreds of closed comparable transactions across North Carolina. Every offer reflects granular, property-level analysis: in-place income, capital expenditure requirements, neighborhood absorption rates, and current investor demand.

We specialize in the transactions that traditional brokers can't close efficiently: tenant-occupied portfolios, properties with deferred maintenance, mid-renovation projects, out-of-state owner liquidations, 1031 exchange exits, and bulk package deals. If you're an investor holding NC real estate and you want certainty, speed, and professional execution — Cinch is your counterparty.

Or call our acquisitions desk: (919) 751-6768

Capital Protection

5 Layers of Security Protecting Your Investment

Every dollar you invest is backed by multiple layers of real asset protection — not promises.

Second Position Lien

Your investment is secured by a recorded lien on the physical property. If anything goes wrong, you have a legal claim on the real estate.

50-70% ARV Acquisition

Properties are acquired at 50-70% of After Repair Value, creating a substantial equity cushion that protects against market downturns.

Personal Guarantee

Every borrower provides a personal guarantee — their personal assets back the loan, not just the property.

Title Protection

NC-licensed title attorney handles every closing. Title insurance protects against liens, encumbrances, and ownership disputes.

Capital Diversification

Your capital is spread across multiple projects — no single deal concentration risk. Portfolio approach reduces exposure.

What Happens If a Loan Defaults?

In the unlikely event of default, the 50-70% ARV acquisition basis provides substantial equity cushion. The property can be liquidated to recover investor capital. The personal guarantee provides additional recourse. Across 200+ projects, Cinch has maintained a 0% default rate.

Past default rates are not indicative of future performance.

Zero Defaults
$100K+ Partner Capital
Independent Appraisals
NC Title Attorney

All investment involves risk, including possible loss of principal. Past performance is not indicative of future results. See Private Placement Memorandum for complete terms and risk factors.

How It Works

Your Capital, Working in Real Estate — Here’s How

1

Subscribe

Complete investor questionnaire, review PPM, fund your account.

2

Capital Placed

Your capital is deployed into vetted NC rehab projects within 4–7 months.

3

Earn Returns

Receive preferred returns monthly via ACH or reinvest via compounding.

4

Liquidity Option

After 120 days, redeem with no penalty. Or stay invested for continued returns.

Anatomy of a Typical Cinch Rehab Deal

Acquire
$150K
50% of ARV
Rehab
$50K
Renovation
Total Basis
$200K
All-in Cost
Sell at ARV
$300K
After Repair Value

67% LTV means a $100K equity cushion protecting your investment

ARV Breakdown
Acquisition · 50%
Rehab · 17%
Equity Cushion · 33%
Acquisition ($150K)
Rehab ($50K)
Equity Cushion ($100K)

Example is illustrative only. Actual deal parameters vary. Past performance is not indicative of future results. See PPM for complete terms.

Investment Opportunity

Passive Investment Opportunity

RE Rehab Fund

Earn Preferred Returns on NC Real Estate — Without the Landlord Headaches

8%
Preferred Return
Target annual return on $100K+ investments
$30K
Minimum Investment
Accessible entry point for accredited investors
120-Day
Liquidity Window
No penalty redemption after initial period
0%
Default Rate
Historical track record across 200+ projects
How the Fund Works

The Cinch RE Rehab Fund is a private lending fund that deploys investor capital into fix-and-flip rehabilitation projects across North Carolina. Each loan is secured by a second position lien on real property, providing tangible collateral backing for every dollar invested.

Loan commitments are structured on a short 6-month cycle, keeping capital actively working and reducing long-term exposure. The fund is managed by an experienced operator with a track record of 200+ completed property transactions in the NC market.

Investors earn a preferred return, meaning fund profits are allocated to limited partners before any distributions to the management team. Your capital works for you while our team handles all sourcing, underwriting, rehab management, and disposition.

Investor Benefits
  • Preferred return paid first — investor distributions are prioritized ahead of management
  • Real property security (2nd lien) — every loan backed by tangible NC real estate collateral
  • Monthly distributions OR compounding — choose cash flow or reinvest to accelerate growth
  • Short-term 6-month commitment — capital stays active without long lock-up periods
  • Diversified across multiple projects — capital is spread across several active rehab deals simultaneously
Schedule Confidential Consultation
Target returns are not guaranteed. Past performance is not indicative of future results. All investment involves risk, including possible loss of principal. Available to accredited investors and select known investors. See Private Placement Memorandum for complete terms.
40
Active Projects
200+
Properties Exited
0%
Default Rate
$100K+
Partner Capital Invested
<$350K
Loan Focus

Past performance is not indicative of future results.

Operational Excellence

Built on Experience, Backed by Results

Every aspect of the Cinch RE Rehab Fund is managed by operators who do this every day — not passive fund managers.

Vetted Contractor Network

Every project uses pre-qualified contractors with proven track records. No unknown subs, no cost overruns from inexperience.

In-House Project Management

Dedicated project managers oversee every rehab from acquisition to sale. Weekly site visits, photo documentation, budget tracking.

Conservative Underwriting

Properties acquired at 50-70% of ARV. We say no to more deals than we accept. Discipline protects your capital.

Skin in the Game

Managing partners invest $100,000+ of personal capital across active projects. We eat our own cooking.

or call (919) 751-6768

All investment involves risk, including possible loss of principal. See Private Placement Memorandum for complete terms.

Investment Options

Choose the Right Investment Level for You

Three tiers designed for different investment goals — all backed by the same real property security.

Starter
$25K – $99K
6-15%
Target Annual Return
$30,000 minimum investment
  • 120-day liquidity option
  • Monthly distributions or compounding
  • Second position lien security
  • Single project allocation
  • Quarterly investor reports
MOST POPULAR
Growth
$100K+
8%
Preferred Annual Return
$100,000 minimum investment
  • Everything in Starter, plus:
  • Preferred return paid first
  • Diversified across multiple projects
  • Priority deal access
  • Direct operator communication
  • Monthly performance reporting
CUSTOM
Institutional
$1M+
Enhanced
Negotiated Returns
$1,000,000 minimum investment
  • Everything in Growth, plus:
  • 12-month lock-up for enhanced returns
  • Dedicated portfolio manager
  • Custom deal structuring
  • Co-investment opportunities
  • Priority capital deployment

Monthly Cash vs. Monthly Compounding

Monthly ACH Distribution

Receive your returns as cash deposited directly to your bank account every month. Ideal for income-focused investors.

Monthly Compounding

Reinvest your returns automatically for accelerated growth. Example: $100,000 at 8% compounding = $108,160 after 12 months.

Returns are targets, not guarantees. See PPM for complete terms.

Target returns are not guaranteed. Past performance is not indicative of future results. Available to accredited investors and select known investors. All investment involves risk, including possible loss of principal. See Private Placement Memorandum for complete terms.

Before you go — get your free cash offer

Enter your property address and we'll send you a no-obligation cash offer within 24 hours.

We Got It!

Our team will research your property and get back to you within 24 hours with a fair cash offer — or call us at (919) 751-6768.

100% Private No Obligation Offer in 24 Hrs